SME Factoring

Invoice. Sent today. Paid tomorrow.

Outstanding invoices & late payments are costing you time and money. Our solution optimizes your balance sheet while saving you costs.

Add new invoiceUpload fileInvoice nrDatePayment termTotalStatusPaidPaidPaidPaid ProcessingDrag file to upload Add new invoiceJohan Cruijff ArenaInvoiceGoods delivered50€ 150,0021%€ 9.075,00Description#PriceVATSubtotaalAmount€ 7.500,00BTW€ 1.575,00DetailsCostsPayment HistoryFilterInvoicesInvoice nrDatePayment termStatusApprovedPendingINV-001515-09-202130 days€ 9.075,00PaidPaidPaidPaidPaidPaidBulk actionsTotal
1 hour ago Bank notification Payment received fromFinqle

Simple & flexible

You choose which debtors or invoices you want to get financed. No long term contracts, no loans, and no difficult contracts. Just use it as you go.

  • Sign-up

    Get started today. Sign up your business and your debtors. One of our account managers will guide you to a competitive quote from us.

  • Sell your invoices

    Use our portal, API, or UBL-connection to add debtors and invoices. Once approved, your invoice will be paid into your bank account within one working day.

  • Go care-free

    Your invoices are credit insured and we will do credit management. In other words: money in the bank. You can now focus on growing your business.

How does it work?

  • You
  • Debtors

You keep working for your debtor, delivering your goods or services. We don’t intervene. Make sure you have contracts with your clients and receive a proof of delivery. In the end, you remain responsible for your work.

Instead of sending your invoice to your debtor, you upload it to the Finqle platform. We will then buy it, and we will forward the invoice to your debtor. You only have to make sure the invoices fit our requirements!

Once we approve an invoice for purchase, we will pay it straight into your IBAN within one working day. We will then make sure the debtor pays the invoice into our bank account within the agreed payment period.

Many preceded you. Please read what our clients say about us.

The fact that we could factor our invoices to Finqle, led to us having direct access to our cashflow and hence grow faster.
Jarell Habets
Founder & CEO - Shypple
Read this storyRead this story

Why Finqle?

We make sure a payment term for your clients doesn’t affect your liquidity.

 Finqle(Bank) loanCredit insurance
Cash at hand
Flexible contract
Transparant pricing
Credit insurance
Credit management

SME factoring pricing

We buy 100% of your invoice minus our factor fee. No hidden costs or settlements afterwards.

Factoring fee
Per invoiceDepending on payment term and invoicing volume
Calculation example
Your invoice€ 1.000,00
Factor fee (2%)- € 20,00
VAT over factor fee (21%)- € 4,20
Paid directly into your account:€ 975,80

Interested? Sign-up!

You can sign up here, even if you are not sure if this is the right solution for you. Once you have submitted the form, one of our account managers will contact you and guide you through the process. When there’s a match from both sides, we can start purchasing your invoices.

  1. Fill out this form
  2. We will contact you
  3. Account and/or API activation
  4. Submit your invoices
  5. Receive your money and lean back
Get started
Fill out this form